ФИНАНСЫ

Калькулятор чистого капитала

Посчитайте чистый капитал: активы минус обязательства.

Calculator

Checking accounts, savings accounts, cash on hand

Stocks, bonds, mutual funds, ETFs (current market value)

401(k), IRA, pension plans (current balance)

Home value, rental properties (current market value)

Cars, motorcycles, boats (current market value)

Jewelry, collectibles, business equity, etc.

Outstanding mortgage balance on your home

Outstanding balance on personal loans

Outstanding balance on car loans

Total outstanding credit card balances

Outstanding balance on student loans

Medical debt, tax debt, other obligations

How to Calculate

  • 1Заполните поля формы
  • 2Проверьте единицы измерения (₽, %, годы)
  • 3Нажмите «Рассчитать»
  • 4Сверьте основные и дополнительные результаты

Примеры расчётов

Пример 1

Calculation Steps

  1. Cash & Savings: $15,000
  2. Investments: $25,000
  3. Retirement Accounts: $30,000
  4. Real Estate: $0

Result

A young professional with $82,000 in assets and $35,000 in liabilities has a positive net worth of $47,000. This is a healthy financial position for someone early in their career. The debt-to-asset ratio of 42.7% is reasonable, with most debt being student loans and manageable consumer debt.

Пример 2

Calculation Steps

  1. Cash & Savings: $50,000
  2. Investments: $150,000
  3. Retirement Accounts: $200,000
  4. Real Estate: $400,000

Result

A homeowner with $850,000 in assets and $300,000 in liabilities (primarily mortgage) has a net worth of $550,000. This demonstrates how real estate can significantly impact net worth. The debt-to-asset ratio of 35.3% is healthy, with most debt being mortgage debt, which is typically considered "good debt" as it builds equity.

Часто задаваемые вопросы

Ответы на типичные вопросы по этому калькулятору. Дополнительные примеры — в блоке выше.

Похожие калькуляторы

ПредыдущийКалькулятор финансовой подушки
СледующийКалькулятор чистой зарплаты (на руки)